Who is responsible if I’m hurt in a car accident at work?

Any time you are injured in a car accident, the driver or other party who caused the crash is considered responsible for the injuries and other losses you suffer. You have the right to file a personal injury claim against the at-fault party to recover compensation. However, if you are injured in a car accident while you are performing work-related tasks or driving a company vehicle, your employer may also owe workers’ compensation coverage. In this case, you would also have the right to file a workers’ compensation claim with your employer’s insurance company, regardless of who caused the accident. You could and should file both claims, the personal injury claim against the at-fault driver and the workers’ compensation claim with your employer.